Okay, I should have said I'm using Reflect Home Edition v.8.0.6161
I looked in the Microsoft Computer Management, thanks Dan for the images. I'm using the Spanish version of Windows and would have never found it.
Nothing there so off to jphughan's suggestion.
Dang! There is a lot of stuff in there for just two XML files.
Give me a few while I review it.
Okey, I see a lot of stuff from older versions of backups I had from before the Windows install. Lots of messages about error and not run yet.
I restored user data from a previous backup, some of which was in User>me>documents>reflect that I tried to import, but importing has never worked well for me between machine/Windows installs and restores. I don't know where all these schedules came from, I don't think from the XML files, because there were some really old backup definitions mentioned in the schedule that aren't currently on this system.
I deleted all the scheduled tasks and recreated them from the Definition Files>Schedule, and got this which looks reasonable.

So now there are a few questions:
1) How did all those old scheduled tasks get added to a new install? From importing?
2) If they were from the same XML file that was imported, and then had it's times changed, why weren't the old Scheduled Backups not deleted?
3) In my example above, If I have a Full scheduled at a certain time, and then an incremental scheduled for every day at the same time, will Reflect try to do an incremental right after a full, or is it smart enough to know it's not necessary if a Full was just done. I ask because I think I have seen it try to do both one after the other, but I often don't see it as I'm not sitting there waiting for it to happen. Nor do I give the logs much attention, and with the new install I haven't hit a new monthly install yet.
4) Is the data associated with the scheduled backup tasks maintained in the XML file, or is it stored somewhere else?
Thanks for getting me pointed in the right direction.